“It’s about time the kids learn about money,” Chrissie decided while looking in on her sleeping toddlers. As a first-time mother, she was wild with excitement when they had graduated from diapers forever. Now they could now walk and talk. Recently, the preschoolers had graduated from cribs to regular beds. Her sons were even learning to help at home. “Now it’s time for them to learn about an allowance and about handling money!” she decided.

“You get money for helping,” Chrissie explained as they put away their toys, dropped clothes in the hamper and helped smooth out their bedding.

The young mother made a special trip to the bank for their first payroll–one hundred new pennies each totaling four wrapped packages.

Chrissie sat on the bed with her sons and a couple of piggy banks. First, she showed them how to count out ten pennies from each dollar that they would give to God. “You put this in the basket at church. The rest is yours,” she said “Dad, Momma, and Grandma buy you toys and food and clothes. Now you can buy something, too.”

She showed them how to drop the coins in the piggy banks. With each clink of the coins, her sons giggled. It was better than a toy!

“You can buy ice cream or a toy or do whatever you want with it. You understand? Okay? ”

They nodded.

But that afternoon Chrissie opened the door to a surprise after her sons’ nap. The boys took her for her word when she said they could do anything they wanted with their money. The shiny pennies were everywhere – stuck inside the pillow cases, glittering in the toy box, slam-dunked under the bed, and speckling the floor like confetti.

If money could talk, it would confess that toddler’s penny-shooting battle ended in a draw – and disorder.

God thinks that money is important enough that there are over 2,000 verses connected with it in the Bible. The advice connected with money, blessings, possessions, and wealth revisits a recurring theme of trust in God from the time of Moses.

“Honor the LORD with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine.” Proverbs 3:9 [NIV].

The modern application may not involve grapes, olives, or wheat, but instead good health, relationships, manageable bills, paychecks, deposits, savings, bonuses, retirement plans, capital gains, or earned interest income. Will God bless you today as you trust him and honor him first with your tithe and attention?

I wondered if that really worked when I first tried it three decades ago. Ever since, I’ve been watching in awe how God met every physical need and bill when raising my twin sons from diaper-clad newborns to strapping six-footers as a single mom without financial help.

Through the years, I knew God took me through the uncertainties of parenting, health, and career challenges. He always came through. Even though my own uncertainties are slightly different now, God hasn’t changed. Nor has the sage advice of money-handling in the Bible. First, tithe, and second, stay out of debt.

A friend asked, “What’s the difference between a family living on welfare and one living entirely on credit? Solomon points out the common thread between the rich and poor is that God created them both. [Proverbs 22:2] Is someone living entirely on credit rich or wise?

Interesting that King Solomon asked God for wisdom, not wealth, when he took the throne in 970 B.C. Yet he was known for his wisdom, wealth, and wives. He attributes wisdom and his relationship with God of the highest value. “For the Lord gives wisdom and from his mouth come knowledge and understanding.”[Proverbs 2:6] So wisdom with money is essential.

Dave Ramsey paraphrases Proverbs 22:7 often as he restates, “The borrower is slave to the lender.” Well-known financial guru on today’s scene, Ramsey is author, radio show host, and founder of the Financial Peace University. [DaveRamsey.com] He says he has helped more in America get out of debt than anyone else. Ramsey explains he starts with wherever they are. But at the top of every client’s budget plan is their tithe, to be paid first to God — all other bills after that. Does honoring God work? Has it brought blessings?

More than you and I can ever count.

[Jo Russell is a Christian teacher, speaker, author of many articles, contributor to several anthologies, and Which Button Do You Push to Get God to Come Out? A Humorous Devotional for Women, available from her website, buttontogod.dev. For more chuckles and to hear a speech, enjoy excerpts of her book and tips, check her entire website options and weekly blog.]

About Jo Russell

Jo’s humor, inspirational stories, articles and devotionals have spanned more than 40 years, with several national writing contest awards for humor. She's a contributing author in Chicken Soup for the Soul—Shaping the New You and Heavenly Humor for the Dieter’s Soul.

Contact Jo

Find Jo on Twitter and Facebook. To schedule Jo as a speaker or to discuss your writing project and receive a free quote, call her at 928-536-2479. Or contact her using the website Contact Form.

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